Creating Payment Solutions
PayCreate is your partner in payment processing. We simplify payments for businesses of every size — lowering your fees so you can focus on growing what you built.
Fees saved this month
32%$1,240
Payment
Approved
17+
Years in payments
3
Ways to eliminate fees
20–30%
Delivery fees cut
0.25%
Developer residual
Integrates directly with your POS & commerce stack
One partner for every way you get paid
From storefront to checkout page, we tailor payment solutions to how your business actually runs.
Three proven ways to eliminate processing fees
Choose the pricing model that fits your business — we'll set it up, stay compliant, and keep it transparent for your customers.
Surcharge
An additional fee a merchant adds to a customer's bill for using a particular form of payment.
- Applies to credit card purchases only
- Never applied to debit or prepaid cards
- Offset the cost of card acceptance
Dual Pricing
Display two prices — your cash price and your card price — for the same product or service.
- Full price transparency at checkout
- Customers choose how they pay
- Encourages lower-cost payment methods
Cash Discount
A pricing strategy that offers customers a discount off the advertised price when they choose to pay with cash.
- Incentivize cash payments
- Reduce card processing costs
- Simple to communicate to customers
Keep more of every order
Third-party delivery apps take 20–30% of every ticket. Our FoodHub partnership helps restaurants drive direct orders and keep the revenue they earn — with no disruption to your current POS.
- Streamlined online ordering on one integrated platform
- Integrates with Toast, Aloha, and Clover
- 3 months of free online ordering — cancel anytime
- $450 credit toward a FoodHub Kiosk Pro
Average delivery-app commission
20–30%
gone from every single order.
Residual calculator
- Client monthly volume
- $100,000
- Your residual (0.25%)
- $250 / mo
- Across 20 clients
- $5,000 / mo
Recurring income with no extra work after onboarding.
Turn the stores you build into recurring revenue
You build the store, then the income stops. Our Developer Payment Program pays you a residual on every transaction your clients process — Shopify, WooCommerce, Wix, and beyond.
- One-time setup, passive income thereafter
- Earn 25% of the total net residual generated
- Works with the platforms you already use
Built on trust, backed by experience
We believe our success is directly tied to the success of our clients — so we lead with honesty and protect your business like it's our own.
Honesty, integrity & transparency
We treat every client with the same respect and care we'd want for our own business. Your success is our success.
Security you can trust
The latest encryption technology protects your information, with full compliance to industry standards and regulations.
17+ years of expertise
Founded by Jason Baker, PayCreate brings deep payments experience to businesses of every size.
“Our mission is simple: make payment processing easier for businesses of every size — and help them actually save.”
With more than 17 years in the payment industry, Jason founded PayCreate on honesty, integrity, and transparency — treating every client's business with the same care as his own.
Jason Baker
Founder, PayCreate
New merchant? Start saving today.
Begin the activation process and see how much you could save on every transaction. It only takes a few minutes.